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Evolved Capitalism

What We Do

Socially Conscious Investments (SCI) facilitates home ownership among people who have been locked out of the banking industry due to credit and other qualifying issues. We believe there is more to a person than his or her FICO score. Much like the old community banks of yesterday, we look at the whole person to make our underwriting decision. As a result we have a very low borrower default rate even though we provide opportunities for people whom mainstream banks would reject. In fact, we have a lower borrower default rate than every national bank. Our approach is hands on, and is structured to help the individual through education and personalized support. We recognize that getting to know our clients is an important part of why our system works.

Our Mission Statement

Socially Conscious Investments exists to provide a path to responsible home ownership for qualified individuals and families who have been locked out of the banking world due to damaged credit and other qualifying issues.

Socially Conscious Investments puts educational systems and strategies in place to give our home buyers the maximum chance of financial success.


If you believe wider home ownership is a good thing for families, neighborhoods and society in general consider placing a portion of your investment capital with us. Invest in a better future.